🏦 LIC Insurance Calculators
Accurate and free online tools to calculate your Insurance Premiums, Maturity Benefits, and Bonus Accruals for 2026. Select a plan below to get started.
Traditional Plans
Jeevan Labh Plan 936
Limited Premium Payment, Non-Linked, With-Profits Endowment Assurance Plan
Calculate Now →New Jeevan Anand Plan 915
Endowment cum Whole Life Plan
Calculate Now →Jeevan Umang Plan 945
Whole Life Plan with 8% Survival Benefit after PPT
Calculate Now →Dhan Rekha Plan 863
Limited Premium Payment Money Back Plan
Calculate Now →Jeevan Azad Plan 868
Limited Premium Payment, Non-Linked, With-Profits Endowment Assurance Plan
Calculate Now →Bima Ratna Plan 764
Non-linked, non-participating individual savings life insurance plan
Calculate Now →Bima Jyoti Plan 760
Endowment plan with guaranteed additions
Calculate Now →Bima Sakhi Yojana
Exclusive protection and savings plan for women (Aadhaar Shila)
Calculate Now →Micro Bachat Plan 751
Micro insurance plan with savings
Calculate Now →New Endowment Plus Plan 735
Endowment plan with flexible premium payment
Calculate Now →New Endowment Plan 714
Traditional endowment plan with profit
Calculate Now →Single Premium Endowment Plan 717
Single premium payment endowment plan
Calculate Now →Jeevan Lakshya Plan 733
Endowment plan with a special benefit for girl child
Calculate Now →Bima Shree Plan 748
High Sum Assured Whole Life Plan
Calculate Now →Jeevan Utsav Plan 771
Whole Life Plan with Guaranteed Income
Calculate Now →Amritbaal Plan 774
Child Plan with Guaranteed Additions
Calculate Now →New Money Back Plan 721
Money back plan with periodic returns
Calculate Now →New Money Back Plan 720
Money back plan with periodic returns
Calculate Now →Children Money Back Plan 932
Money back plan for children education
Calculate Now →Jeevan Tarun Plan 934
Plan for children with survival benefits
Calculate Now →Term Insurance
New Tech Term Plan 954
Digital term insurance with tech benefits
Calculate Now →New Jeevan Amar Plan 955
Pure term insurance with high cover
Calculate Now →Yuva Term Plan 875
Pure term insurance for youth
Calculate Now →Digi Term Plan 876
Digital term insurance with lowest cost coverage
Calculate Now →Saral Jeevan Bima Plan 859
Simple and affordable term insurance
Calculate Now →Yuva Credit Life Plan 877
Credit life insurance for loan protection
Calculate Now →Digi Credit Life Plan 878
Digital credit life insurance for loan protection
Calculate Now →Pension/Annuity Plans
New Pension Plus Plan 867
Deferred annuity plan with flexibility
Calculate Now →Saral Pension Plan 862
Simple Immediate Annuity Plan
Calculate Now →New Jeevan Shanti Plan 758
Immediate and Deferred Annuity Plan
Calculate Now →Smart Pension Plan 879
Deferred annuity plan for retirement
Calculate Now →Jeevan Akshay VII Plan 857
Immediate Annuity Plan
Calculate Now →ULIP Plans
Riders
Accident Benefit Rider
Additional cover for accidental death
Calculate Now →Premium Waiver Benefit Rider
Waiver of premium on disability
Calculate Now →Accidental Death and Disability Benefit Rider
Cover for accidental death and disability
Calculate Now →New Term Assurance Rider
Additional term cover
Calculate Now →Linked Accidental Death Rider
Accidental death cover for linked plans
Calculate Now →Critical Illness Rider
Cover for critical illnesses
Calculate Now →Why Use Our LIC Premium Calculator?
📊 Instant Accuracy
Stop guessing. Our calculators use the latest 2026 LIC Rate Tables to provide precise premium and maturity figures for plans like Jeevan Labh (936), Jeevan Anand (915), and Jeevan Umang (945).
🛡️ Comprehensive Financial Planning
Whether you are planning for your child's education (Jeevan Tarun), your retirement (Jeevan Shanti), or pure family protection (Term Assurance), our tools help you visualize your financial future.
Available Tools
- Endowment Calculators: For savings and protection.
- Money Back Calculators: For periodic survival benefits.
- Term Insurance Tools: For high cover at low premiums.
- Pension Planners: For guaranteed lifetime income.
Disclaimer
We are an independent insurance information portal. While we strive for accuracy, please consult an official LIC agent for the final policy document. Calculations are illustrative and based on current bonus rates declared by LIC.